Project Type
Mobile App
Deliverables
UX Research, Product Design, End-to-End Product Delivery
Enabling Collateral-Free Digital Agri Lending Through a Mobile-First Platform
xLoop partnered with Beythak and Abhi Bank to design a mobile-first agri-lending platform that replaces collateral requirements with intelligent credit profiling—making formal financial services accessible to Pakistan's underserved smallholder farmers for the very first time.
Designing accessible digital experiences for farmers with limited exposure to formal finance
The Beythak app was built for users who may be navigating a digital financial product for the first time. Every screen was designed for simplicity—Urdu-first interfaces, clear navigation, and minimal steps across all key journeys. From applying for a loan to browsing the marketplace, the experience works reliably in low-connectivity, real-world field conditions.
The Beythak app was built for users who may be navigating a digital financial product for the first time. Every screen was designed for simplicity—Urdu-first interfaces, clear navigation, and minimal steps across all key journeys. From applying for a loan to browsing the marketplace, the experience works reliably in low-connectivity, real-world field conditions.
A connected digital platform for accessing agricultural products, lending, and farming guidance
Beythak goes beyond credit. The platform equips farmers with crop advisory content, real-time weather alerts, and an agricultural marketplace where they can buy inputs and sell produce—all from one app. By combining financial access with practical farming tools, Beythak drives productivity alongside financial inclusion.
Beythak goes beyond credit. The platform equips farmers with crop advisory content, real-time weather alerts, and an agricultural marketplace where they can buy inputs and sell produce—all from one app. By combining financial access with practical farming tools, Beythak drives productivity alongside financial inclusion.
Beythak goes beyond credit. The platform equips farmers with crop advisory content, real-time weather alerts, and an agricultural marketplace where they can buy inputs and sell produce—all from one app. By combining financial access with practical farming tools, Beythak drives productivity alongside financial inclusion.
Managing agricultural lending operations through a centralized analytics and oversight system
The Beythak admin dashboard gives financial institution teams complete visibility into loan requests, credit scores, disbursements, and repayment activity in real time. Built for Abhi Bank's operational teams, it surfaces portfolio-level insights and application analytics—enabling data-driven decisions at every stage of the lending lifecycle.
Streamlining loan application monitoring with real-time status tracking and approval workflows
The application tracking module gives administrators a live view of every loan at every stage—from submission and credit assessment through to bank approval, rejection, or pending review. Color-coded status tags, quick-access borrower records, and integrated credit scores allow teams to process applications with clarity, speed, and full operational transparency.
Digitizing agricultural loan applications through structured farmer verification and approval workflows
The loan application portal replaces paper-heavy processes with a structured, end-to-end digital workflow. Each application captures farmer identity, land ownership details, crop history, and financial data—feeding directly into the credit scoring engine. This ensures applications are complete, consistent, and bank-ready without manual follow-up or rework.
A worthy endeavor
Impact
The Beythak × Abhi partnership demonstrates how thoughtful product design and data-driven lending models can transform rural financial access. The platform is already delivering faster approvals, lower reliance on informal credit, and measurably better outcomes for both farmers and the institutions serving them.
Farmers digitally onboarded
Farmers digitally onboarded
Credit enabled through pilot
Credit enabled through pilot
Target repayment rate
Target repayment rate
Knowledge Hub